Jul 12, 2017
Posted by Gary Ingles on Jul 12, 2017 in Divorce | 0 comments
As explained in the website of the Maynard Law Firm, PLLC, “As emotionally-complex as any form of divorce may be, uncontested divorce represents one of the least contentious and quickest ways to legally dissolve a marriage. That being said, couples that do choose the process of uncontested divorce should agree on the major aspects of their divorce agreement before they sit down with an attorney to draft those legally-binding documents.
Though it still may be difficult to end a marriage, uncontested divorces are just that: uncontested. That means that both partners should feel as though their interests are being fairly represented in the divorce agreement, thereby eliminating the possibility of any fundamental disagreement over the terms of that agreement. Since uncontested divorces are generally amicable, they are also less expensive and time-consuming than other methods of securing a divorce; you will not need to prepare for your day in court and you will not have to develop a comprehensive legal strategy to counter your partner’s position on any given disagreement.”
Of the many types of divorce processes, uncontested divorce is proven to be the fastest, the easiest and the simplest. This is because both parties are able to agree on all divorce-related issues, especially on the following:
- Parenting time and parenting responsibilities;
- Amount and duration any child support and, if needed, spousal support; and,
- Division of properties, assets and debts.
Uncontested divorce is even simpler if the divorcing couple has no minor children, has few assets, without real property, each spouse is not financially dependent on each other, and the duration of the marriage is only five years or less. Upon reaching an agreement, the spouses can file paperwork even without having to appear in court; the divorce will be declared final as soon as the time period set by state law elapses.
Even with attorneys to help in the preparation of paperwork or in some negotiations, uncontested divorce is still much less expensive than a contested or court-litigated divorce. Often, the only payment that needs to be paid is the court filing fee, which may be a few hundred dollars. Though truly much more advantageous and beneficial than contested divorce, uncontested divorce is recommended only for couples who have neither complex situations nor major disagreements.
Jul 11, 2017
Posted by Gary Ingles on Jul 11, 2017 in Drinking Clay for Pets | 0 comments
The air we breathe is filled with either negative or positive charges or ions. Positive ions, which also known as free radicals and which are definitely more plentiful in today’s environment than in the past, create an electrical imbalance both in the atmosphere and inside our bodies. These positively charged ions comprise pollutants, viruses, impurities and toxins, all of which damage to our cells, cause cancer and our overall health condition to deteriorate, and accelerate the aging process.
Due to these free radicals, many prefer to live near the ocean, walk through a forest or go places where they can breathe fresh air – where they can feel a sense of calm and peacefulness due to the plentiful negative ions which contribute to a feeling of well-being. Besides this is the scientific proof that negatively-charged ions can enhance our immune defenses, reduce our susceptibility to colds and flu, and provide us relief from migraine headaches, allergies and hay fever.
Negatively charged ions, are not only powerful detoxifiers, these also attract and stick to different positive ions or free radicals. The good news is, having a dose of negative ions no longer means you have to spend lots of time near the ocean or in a forest; you can have it anytime you want, whether in capsule form or in the form of bath powder, which can be used for clay baths, masks, body wraps and poultices. This is through the use calcium bentonite clay, also known as Earth’s natural clay, a compound of trace minerals in their original, natural form, making it highly charged with negative ions.
In humans, the following are just some of the many benefits and natural cures provided by Earth’s natural clay:
- Counters acidity in the body;
- A great antibiotic against infections, such as sinus infection and ear infection;
- Attracts and removes anything that should not be inside our body, such as mercury, lead, arsenic, parasites, and bacteria;
- Safe for breastfeeding and for pregnant women, children, and infants.
Bentonite clay is not formulated to distinguish between the body of humans and animals, thus, what it does in humans, it also does in animals. When given to pets internally, calcium bentonite clay goes to work, attracting toxins, allergens, parasites and bacteria, while cleaning their intestinal tract. It’s reasonable to assume that if bentonite clay successfully treats a condition in one type of animal, then it will also be effective in treating the same condition in another type of animal. Compared to harmful and often expensive prescription drugs, natural clay is often a good option to consider and it is completely safe and non-toxic.
Modern veterinarians extensively use medicine and antibiotics when treating animals. Anti-inflammatory drugs like cortisone are commonplace and vaccines are routine, however, it is believed that these modern protocols, plus all the nutrient-poor and toxin-filled commercial food are the cause of chronic skin/ear allergies, digestive upset, thyroid, adrenal, pancreatic disorders, seizures, gum/ teeth problems, degenerative arthritis, kidney and liver failure, and cancer across all ages and breeds.
Through the use of bentonite clay, a pet’s immune system is gently detoxified as it moves through the intestinal track, attracting impurities and toxins. It also stimulates the body of an animal, making it capable to defend itself against unwanted organisms and, as its body is detoxified and stimulated, its immune system becomes strengthened and better able to fend off invaders on its own.
Bentonite clay for animals may be added to pets’ food daily, its amount based on a pet’s body weight or as recommended by your animal health professional. It should be offered with plenty of water. In dogs, bentonite clay has been given to those with arthritis, giardia, yeast infections, diarrhea, kidney disease, SARDS, allergies, itching, dental plaque and more; in cats, on the other hand, this drinking clay for pets has been used to treat vomiting, arthritis, bacterial infections, abscesses, poor appetite and more.
Consumption of this clay is no cause of worry because our bodies (as well as pets’ bodies) do not absorb it. Thus, even if taken internally, the clay is eliminated from the bodies through normal digestion and perspiration processes. Even when used externally by anyone either as a poultice or bath, the clay is eliminated through the skin after it works its magic.
Jul 10, 2017
Posted by Gary Ingles on Jul 10, 2017 in Asbestos | 0 comments
Nellie Kershaw was a British national who, in 1917, worked at the Turner Brothers Asbestos Company, a factory in Manchester, England, where she spun raw asbestos fiber into yarn. In 1924, just seven years after being regularly exposed to the mineral asbestos, she died. The identified cause of her death was fibrosis of the lungs.
Asbestosis is one of the known causes of fibrosis of the lungs (also called pulmonary fibrosis), a condition wherein the lungs get scarred, causing these to thicken and lose the ability to transmit oxygen into the bloodstream. Fibrosis of the lungs is an irreversible lung injury that makes breathing harder as the lungs continue to deteriorate and weaken overtime.
A formal inquest revealed that Nellie Kershaw’s lungs were extensively scarred by particles of various shapes, most of which had sharp angles – particles that were identified as asbestos fibers. Though Nellie was the first to be formally diagnosed as having suffered from asbestosis, a chronic lung disease caused by the inhalation of asbestos fibers, there were so many others who died before her due to exposure to the same mineral; many of these people were asbestos miners.
Asbestosis is just one of the fatal effects of the mineral asbestos. Two other known serious effects of asbestos are lung cancer and mesothelioma, a rare, but deadly type of cancer that affects the cells surrounding the lungs and other organs.
About 2,000 – 3,000 new cases of mesothelioma are diagnosed in the U.S. every year and it is seen in people who got exposed to asbestos regularly. Widespread exposure to asbestos happened from the 1940s to the late 19th century, when millions of workers got exposed to thousands of tons of asbestos during the time of the Second World War. These people were shipyard workers and U.S. Navy personnel, whose work involved the building of U.S. battleships, steam engines, boilers, steam turbines, and other ship equipment and facilities.
Due to the very long dormancy period of mesothelioma, which is about 20 to 40 years (some even more) after first exposure to asbestos, majority of those diagnosed with this illness are already in their senior years. Majority of mesothelioma victims are already retired, while many of the companies that allowed their workers to be exposed to this deadly substance no longer exist – some have already been bought by larger firms, while others have ceased operations after declaring bankruptcy – a result of the hundreds of claims lawsuits filed against them by the victims or victims’ families.
Mesothelioma is a deadly cancer and companies which exposed their workers to asbestos should be made morally and legally responsible for the injury and the suffering they caused in their workers.
As explained by the law firm Williams Kherkher, “Mesothelioma, a rare cancer affecting the lining of the body’s internal organs, is almost exclusively caused by the inhalation of asbestos fibers. Asbestos is found all over the world and was a popular material used in many different industries, primarily for its ability to conduct and control heat. Because it is so easily mined, it was formerly one of the leading minerals used for construction, production, and insulation. Sadly, even after the dangers associated with this mineral were identified, asbestos was still used in a number of industries before it was widely banned in 1979.”
The U.S. government is now very much aware of the dangers of asbestos, and U.S. courts know how this mineral has caused in thousands of workers a deadly, incurable cancer that has not only caused tragic financial effects in affected families, but which has also denied these same family the quality of life that they deserve and have a right to enjoy.
If you are a victim of asbestos, though the illness may consume you, it does not mean that should let it consume your family’s quality of life too. Find a really good lawyer who has the skill, experience and dedication if fighting for your right and the rights of your family. Though your exposure to asbestos may have been decades ago, no fight is too late if it can still save you and your family, at least from the financial burden it has caused.
Jul 9, 2017
Posted by Gary Ingles on Jul 9, 2017 in Uncategorized | 0 comments
After an accident happens or a destructive natural calamity, the immediate possible source of finances for the needed medical treatment or for repair/replacement of damaged property is Insurance, a person means of protecting himself/herself from financial hardship in the event of a bad event, such as death, severe illness, disability, natural calamity and so forth.
Some individuals opt for higher benefits despite having to pay higher premium, knowing that a higher amount of benefits will be more advantageous when needs arise. Often, however, policy holders end up disappointed and feeling cheated as the amount of financial benefit Insurance providers often grant are much smaller than the amount of the policy that they purchased. In many other instances, Insurance firms find ways or use tactics that will enable them to either disapprove a claim or maliciously impede the processing of a claim.
These tactics employed by insurance providers is called bad faith – the act of deceiving another person by deliberately and maliciously refusing to honor a contractual obligation. Bad faith is a violation of the “implied covenant of good faith and fair dealing,” a law in many U.S. states that is suggested in insurance contracts. Violation of this covenant gives the policyholder the legal right to file a claims lawsuit against the insurance provider for breach of contract, as well as for tort claim.
As explained in one website, “The swath of devastation created as hurricanes cut through the Northeast has led to one of the most costly disaster zones in the history of our country, and thousands of Americans have only just begun to recover from the destruction and work towards rebuilding what was lost in these storms. Hurricane insurance is an essential component of many individuals’ recovery plans, and without the swift and effective payments they are entitled to under their policies, it may be virtually impossible to start the considerable rebuilding efforts required all across the coast.
Despite the faithfulness of policyholders in making their payments, some unscrupulous insurance companies may attempt to avoid their financial obligations in this time of crisis. Unfortunately, underpayments, delays in payments, and in some cases outright denials of legitimate claims are all too common.” (www.txinsuranceattorneys.com)
The violation of the trust placed by policyholders on insurers is enough to warrant any legal action against the latter and, if proven guilty of acts of bad faith, they can end up paying policyholders an amount higher than the face value of the policy. Insurers, though, should consider seeking the help of a highly-competent insurance bad faith lawyer for a firm ground in their legal fight with their insurance provider. This is due to the complexity of the law and the insurance policy, which may leave the policy holder more confused than clarified.
Jul 8, 2017
Posted by Gary Ingles on Jul 8, 2017 in Injured at Work | 0 comments
For the year 2012, the reported number of workplace injuries reported by private industrial employers to the US Department of Labor’s Bureau of Labor Statistics reached almost three million. Injuries due to accidents in the workplace are definitely preventable; but this requires the strict compliance of managers and employers with the federal safety standards enforced by the Occupational Safety and Health Administration (OSHA) and the observance of company policies and guidelines by all employees. Of the reported cases of non-fatal injuries, 340,900 were strains, sprains or tears; 177,580 were injuries to the back; and, 219,630 were due to trips, slips and falls. Reported cases of fatal injuries covering both the private and government sectors numbered to 4,628. The Bureau of Labor Statistics states that the five top work-related injuries include:
- Overexertion injuries, which are caused by lifting, pulling or carrying heavy materials.
- Slipping/Tripping, which is fall on same level, can be caused by tripping obstacles on the floor or by a wet floor.
- Falling from heights, or fall to lower level, happens when a person drops from an elevated area, such as a stairway, roof or ladder.
- Bodily reaction, which happens when a person slips or trips without falling. The sudden twist of the body can cause great, prolonged pains.
- Falling object, which is a very common incidence, especially in construction areas, has often affected not only workers but pedestrians too.
The truth is that millions of Americans suffer injuries in these types of accidents each year, many of them requiring hospitalization as a result of the injuries they suffer. Slip and fall accidents can happen for a wide range of different reasons, but in many cases, negligence on the part of property owners is to blame. In these circumstances, it may be possible for slip and fall injury victims to pursue compensation for their injuries.” Financial compensation is a very important thing for workers who get injured on the job or who develop a work-related illness (this is usually due to exposure to toxic substances). But while their compensation will be paid by their state’s Workers Compensation Insurance program, the source of compensation for American seamen and those who fit the classification of longshoremen, like those who assist in loading and unloading vessels, ship-breakers, ship repairmen, shipbuilders, and civilian employees on military bases (harbor workers, and certain people who work on docks shipyards or shipping terminals). For American seamen, their protection and maintenance is assured through the Merchant Marine Act of 1920, also known as the Jones Act.
As explained by the law firm Williams Kherkher, “The Jones Act makes employers and the owners of seafaring vessels responsible for providing a safe workplace for the men and women working aboard their watercraft. Keeping that in mind, the Jones Act can be used by seafaring workers to hold either party liable for accidents that have been caused—in whole or in part—by the negligence or recklessness of their employer or the ship’s owner. First and foremost, injured workers can collect immediate compensation for what is termed to be their “maintenance and cure,” regardless of who will eventually be held liable for the accident. Compensation for an injured worker’s “maintenance” refers to money that is paid to cover the cost of room and board that would normally have been provided to the injured worker if he or she was still on the job. These funds usually cover necessary household expenses like mortgage and rent payments, utilities, taxes, and other necessary expenses.
